Asst Prof. - Stage III
K-SET (Management), 2016; MBA (Finance), 2011, VTU, Belagavi; B.Sc, 2009, Mangalore University
Mrs. Divya Pereira is an academic professional with over 15 years of teaching experience in the field of management. She has taught a wide range of subjects, including Investment Analysis, Operations Management, Executive Communication, and Financial Management. Her passion for continuous learning is reflected in her active participation in numerous Faculty Development Programs (FDPs), webinars, and national and international conferences. She is currently working on a Minor Research Project sponsored by MJES, which enhances her research capabilities and academic engagement. Alongside her teaching and research commitments, she is pursuing her PhD under Mangalore University. Her approach to teaching focuses on blending theoretical concepts with practical application, creating a dynamic and student-centric learning environment. Her core areas of interest include Finance, Operations, Research and communication.
| Sl.No | Qualification Level | University | Area of Specialization | Year of Completion | Awards |
|---|---|---|---|---|---|
| 1 | MBA | VTU | Finance | 2011 | |
| 2 | B.Sc | Mangalore University | 2009 | ||
| 3 | KSET | University of Mysore | Management | 2016 |
Student Mentoring
· Address student concerns related to academics, internships, and placements
· Encourage participation in co-curricular and extracurricular activities
Project Guidance (Research/Internship)
· Guide students in selecting relevant and feasible project topics
· Assist in framing research problems, objectives, and hypotheses
· Provide support in research design and methodology
· Review literature, data collection tools, and analysis techniques
· Monitor project progress through regular review meetings
· Guide students in report writing, formatting, and presentation
· Evaluate project reports and provide constructive feedback
Academic Responsibilities
· Prepare lesson plans and course materials as per syllabus
· Deliver lectures, case discussions, and practical sessions
· Conduct internal assessments and assignments
· Evaluate answer scripts and provide feedback
Documentation and Record Maintenance
· Document mentoring activities and student progress reports
· Prepare and submit reports for academic audits (IQAC, NAAC, etc.)
· Ensure proper documentation for accreditation and compliance purposes
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2023-till date |
Assistant Professor-III |
St. Aloysius (Deemed to be University) Department of Business and Management Beeri, Mangalore |
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2016- 2023 |
Assistant Professor |
Aloysius Institute of Management & Information Technology (AIMIT) Department of Management St. Aloysius College (Autonomous) |
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2012- 2015
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Lecturer |
Aloysius Institute of Management & Information Technology (AIMIT) Department of Management St. Aloysius College (Autonomous) |
Pursuing PhD under the guidance of Dr. Rowena Wright under Mangalore University
Ongoing Minor Research projects
Customer Adoption Intention towards use of Fintech Applications funded by MJES – Rs. 1,60,000 [Mrs. Divya Periera & Dr Rowena Wright]
Pereira, D. et al. (2025). Does Innovativeness Impact Fintech Usage Intention? A Descriptive Approach. Anveshana, 15(2). A. J. Institute of Management. ISSN 2249-1499.
1. Presented a paper titled ‘Factors Influencing Unplanned Purchases of Clothing Leading to Post Purchase Regret among Sustainable Consumers’ at the international conference on “Reimagining Sustainable Business and Technology: Integrating Traditional Management Wisdom with Emerging Digital Innovations for Global Impact” at St Aloysius Deemed to be University held on April 07, 2026.
2. Presented a paper titled ‘Buy Now, Pay Later (BNPL): A Double-Edged Sword?’ at the international conference on “Reimagining Sustainable Business and Technology: Integrating Traditional Management Wisdom with Emerging Digital Innovations for Global Impact” at St Aloysius Deemed to be University held on April 07, 2026.
3. Presented a paper titled "Influence of Parental Financial Socialization on Young Daughters Financial Behaviour" at the 5th International Conference on Transformation through India's Economic Vision 2047 Viksit Bharat at Kristu Jayanti (Deemed to be University), Bengaluru on 23rd and 24th February 2026.
4. Presented a paper titled "Factors Causing the Decline of the Enrolment of Admissions in Public/Government Schools" at the 5th International Conference on Transformation through India's Economic Vision 2047 Viksit Bharat at Kristu Jayanti (Deemed to be University), Bengaluru on 23rd and 24th February 2026.
5. Presented a paper titled " The Clean Beauty Movement: Sustainability, Ethics, and Greenwashing in Skincare Brands" at the 5th International Conference on Transformation through India's Economic Vision 2047 Viksit Bharat at Kristu Jayanti (Deemed to be University), Bengaluru on 23rd and 24th February 2026.
6. Presented a paper titled " UPI Usage Encourages a Sustainable and Paperless Economy" at the 5th International Conference on Transformation through India's Economic Vision 2047 Viksit Bharat at Kristu Jayanti (Deemed to be University), Bengaluru on 23rd and 24th February 2026.
7. Presented a paper titled " The Impact of Renewable Energy on The Economy of India" at the 5th International Conference on Transformation through India's Economic Vision 2047 Viksit Bharat at Kristu Jayanti (Deemed to be University), Bengaluru on 23rd and 24th February 2026.
8. Presented a paper titled " User Challenges with AI Chatbots: Complexity and Recovery Failures" at the 5th International Conference on Transformation through India's Economic Vision 2047 Viksit Bharat at Kristu Jayanti (Deemed to be University), Bengaluru on 23rd and 24th February 2026.
9. Presented a paper titled "Digital Innovation in Investment Banking and Its Role in Sustainable Economic Development" at the 5th International Conference on Transformation through India's Economic Vision 2047 Viksit Bharat at Kristu Jayanti (Deemed to be University), Bengaluru on 23rd and 24th February 2026.
10. Presented a paper titled "How Modern Agroecology Approach Influence Farmer’s Productivity" at the 5th International Conference on Transformation through India's Economic Vision 2047 Viksit Bharat at Kristu Jayanti (Deemed to be University), Bengaluru on 23rd and 24th February 2026.
11. Presented a paper titled ‘Cyber Security Risk and Fintech: Trends, Challenges and Best Practices’ at the one-day national conference on Banking and the evolving economic landscape for Indian businesses at St Aloysius Deemed to be University held on November 10, 2025.
12. Presented a paper titled ‘Banking support for women entrepreneurs’ at the one-day national conference on Banking and the evolving economic landscape for Indian businesses held on November 10, 2025.
13. Presented a paper titled ‘A Theoretical Framework for Predicting Financial Distress in India’s Listed Real Estate Companies’ at the one-day national conference on Banking and the evolving economic landscape for Indian businesses held on November 10, 2025.
14. Presented a paper titled ‘Does Innovativeness Impact Fintech Usage Intention? A Descriptive Approach’ in the One Day International Conference on Transforming Management Paradigms: AI for a Dynamic Business Worls, held at A J Institute of Management, Mangalore on August 22, 2025.
Ongoing Minor Research projects
Customer Adoption Intention towards use of Fintech Applications funded by MJES – Rs. 1,60,000 [Mrs. Divya Periera & Dr Rowena Wright]
1. Participated in the Five-day National Level FDP on “Advanced and Industry Oriented Curriculum design in Commerce and Management” held from 9th to 13th March 2026 (3:00-4:00 PM) organized by the department of Commerce, Kristu Jayanti (Deemed to be University), Bengaluru.
2. Participation in the Seven Day National Level FDP on “Smart Research Writing with AI: Publication, Proposal and Project Funding Platforms” held from 9th February 2026 to 16th February 2026, organized by the Department of Management, Kristu Jayanti (Deemed to be University), Bengaluru.
3. Participated in a 7-day FDP on “Navigating the Path to High Impact Scholarly Publishing from Manuscript Development to Post Publication Visibility” organised by Institute of Management, Bhubaneswar Odisha, from 21 to 26 January 2026 in Association with Studyleap Learning Solutions LLP, India.
4. Participated in one day FDP on “Generative AI for PhD Scholars” in collaboration with Falco Peregrinus Technologies Pvt. Ltd. at St Aloysius (Deemed to be University) on January 09,2026.
5. Participated & completed a six-day AICTE Training and Learning (ATAL) Academy Faculty Development Program on Fostering Brilliance: Life Skills for Women’s Professional Excellence at SDM College Of Business Management Post Graduate Centre for Management Studies and Research from 15/12/2025 to 20/12/2025.
6. Participated in the Seven-day National Level FDP on Educational Transformation: Integrating AI Teaching Pedagogy and Research organized by the Department of Professional Management Studies, Kristu Jayanti (Deemed to be University), Bengaluru from 22nd to 29th September 2025.
7. Participated in the Seven-day FDP on “AI Tools for Research and Academic Writing” organized by School of Commerce in VET Institute of Arts and Science College from August 28, 2025, to September 4, 2025.
8. Participated in the eight-day FDP on ‘Global Business Foundation Skills’ a Corporate Social Responsibility initiative, conducted by Infosys BPM Ltd at Mangalore from August 5 to 13, 2025.
9. Participated in the Five-days FDP on Strategies and Techniques to enhance Teaching, Learning Process from April 7-11, 2025, at Nagarjuna Degree College.
10. Participated in a Seven Day National FDP on Financial Analytics using Spreadsheets organized by the School of Management, Kristu Jayanti College, Bengaluru from March 28th to April 04th, 2025.
11. Attended a Five-Day National FDP on ‘Fintech Innovation Technology’ from March 03 to March 07, 2025 Organized by Hindusthan College of Science and Commerce, Tamil Nadu.
1. Attended a one-day National Seminar on “From Assessment to Attainment: Driving Academic Excellence”, organized by the Department of MBA, AIMIT Centre, St. Aloysius (Deemed to be University), held on 17 September 2025.
2. Attended a workshop on “Importance of Innovation, Research and Resilience in a Dynamic Business World” organized by the School of Business and Management, St Aloysius (Deemed to be University), Mangalore on December 20, 2025.
3. Attended a one-day National Seminar on “CO–PO Mapping Matrix”, organized by the Department of MBA, AIMIT Centre, St. Aloysius (Deemed to be University), held on 17 September 2025.
4. Attended one day National seminar on "CO-PO Mapping Matrix" organised by the Department of MBA, St Aloysius (Deemed to be University) on 16th July, 2025.
1. Attended a workshop on “Case Writing” organized by St Joseph’s Institute of Management on March 17, 2026.
1. Presented a paper titled ‘Efficient yet Stressed? - Impact of Self-efficacy, Innovativeness and Technostress on Fintech Usage Intension among Indian Consumers’ in the 2nd International Conference on Emergence of Reskilling and Upskilling in Contemporary Global Management (ERUCGM) organized by the Department of Professional Management Studies, Kristu Jayanti College, Autonomous, Bengaluru on 5th and 6th March, 2025.
2. Presented a paper titled ‘Bridging the Gap: The Role of Digital Financial Literacy in Enhancing Financial Inclusion Among Transgender Individuals’ in the 2nd International Conference on Emergence of Reskilling and Upskilling in Contemporary Global Management (ERUCGM) organized by the Department of Professional Management Studies, Kristu Jayanti College, Autonomous, Bengaluru on 5th and 6th March, 2025.
3. Presented a paper titled ‘A Review of Fintech Lending and Overspending’ at the 7th International Conference on “Transform and Thrive in an Agile World” held on July 10, 2023.
4. Presented a paper titled ‘A Study on the Relationship between Firm Fundamentals and Stock Market Performance’ at the 7th International Conference on “Transform and Thrive in an Agile World” held on July 10, 2023.
5. Presented a paper titled ‘The Effect of Health, Safety and Welfare Facilities on Employee Engagement with Reference to Campco Ltd, Puttur’ at the 7th International Conference on “Transform and Thrive in an Agile World” held on July 10, 2023.
Presented a paper on Rashtriya Swasthya BimaYojana Health Insurance Scheme in Karnataka- A Conceptual Study at AIMIT, St Aloysius College (Deemed to be University), Beeri, Mangalore on 21st March 2016.
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